diff --git a/src/components/ImmediateCreditsStages/AcceptStage.js b/src/components/ImmediateCreditsStages/AcceptStage.js
index 0104f64..7d360f0 100644
--- a/src/components/ImmediateCreditsStages/AcceptStage.js
+++ b/src/components/ImmediateCreditsStages/AcceptStage.js
@@ -1,13 +1,13 @@
 // IMPORT MODULES
-import React, { useState, useContext } from 'react';
-import { LanguageContext } from '../../backend/LanguageContext';
-import { UserContext } from '../../backend/UserContext';
-import { useForm } from 'react-hook-form';
-import { z } from 'zod';
-import { zodResolver } from '@hookform/resolvers/zod';
+import React, { useState, useContext } from "react";
+import { LanguageContext } from "../../backend/LanguageContext";
+import { UserContext } from "../../backend/UserContext";
+import { useForm } from "react-hook-form";
+import { z } from "zod";
+import { zodResolver } from "@hookform/resolvers/zod";
 // IMPORT IMAGES
-import next from '../../icons/next.svg';
-import next_reverse from '../../icons/next-reverse.svg';
+import next from "../../icons/next.svg";
+import next_reverse from "../../icons/next-reverse.svg";
 // import arrow from "../../icons/arrow.svg";
 
 const schema = z.object({
@@ -28,9 +28,12 @@ const AcceptStage = ({
   setAcceptedMessage,
   setUserDataRes,
   userDataRes,
+  setErrMessage,
+  setErrMessageEn,
+  setErrMessageTkm,
 }) => {
   const { locale } = useContext(LanguageContext);
-  const userToken = localStorage.getItem('userToken');
+  const userToken = localStorage.getItem("userToken");
   const { user } = useContext(UserContext);
 
   const handleCardDetails = (e) => {
@@ -47,20 +50,20 @@ const AcceptStage = ({
   } = useForm({
     resolver: zodResolver(schema),
     defaultValues: {
-      amount: recepientAmount ? recepientAmount : 'Loading',
-      duration: creditDuration ? creditDuration : 'loading',
+      amount: recepientAmount ? recepientAmount : "Loading",
+      duration: creditDuration ? creditDuration : "loading",
     },
   });
 
   const loanCreateCheck = async () => {
     try {
       const response = await fetch(
-        'https://shahsyotag.halkbank.gov.tm/onlineloancre-services/api/loancre/check',
+        "https://shahsyotag.halkbank.gov.tm/onlineloancre-services/api/loancre/check",
         {
-          method: 'POST',
+          method: "POST",
           headers: {
-            Accept: 'application/json, text/plain',
-            'Content-Type': 'application/json;charset=UTF-8',
+            Accept: "application/json, text/plain",
+            "Content-Type": "application/json;charset=UTF-8",
           },
           body: JSON.stringify({
             clientRecipient: {
@@ -70,7 +73,7 @@ const AcceptStage = ({
               name: borrowerData.name,
               surname: borrowerData.surname,
               availableAmount: borrowerData.availableAmount,
-              clientType: 'recipient',
+              clientType: "recipient",
               signRecipient: borrowerData.signRecipient,
             },
             clientGuarantor: isGuranter
@@ -81,7 +84,7 @@ const AcceptStage = ({
                   name: guaranterData.name,
                   surname: guaranterData.surname,
                   availableAmount: guaranterData.availableAmount,
-                  clientType: 'guarantor',
+                  clientType: "guarantor",
                   signGuarantor: guaranterData.signGuarantor,
                 }
               : null,
@@ -90,7 +93,7 @@ const AcceptStage = ({
             mrtIsInsuarance: isGuranter ? 0 : 1,
             termInYears: creditDuration,
           }),
-        },
+        }
       );
 
       if (!response.ok) {
@@ -99,11 +102,12 @@ const AcceptStage = ({
 
       const jsonedResponse = await response.json();
 
-      console.log(jsonedResponse);
-
       if (jsonedResponse.errCode === 0) {
         sendCode();
       } else {
+        setErrMessage(jsonedResponse.messageRu);
+        setErrMessageTkm(jsonedResponse.message);
+        setErrMessageEn(jsonedResponse.messageEn);
         setStage(10);
       }
     } catch (error) {}
@@ -111,13 +115,16 @@ const AcceptStage = ({
 
   const sendCode = async () => {
     try {
-      const response = await fetch('https://shahsyotag.halkbank.gov.tm/sendOTP', {
-        method: 'POST',
-        headers: { 'Content-Type': 'aplication/json' },
-        body: JSON.stringify({
-          phone_number: user.mobile_phone,
-        }),
-      });
+      const response = await fetch(
+        "https://shahsyotag.halkbank.gov.tm/sendOTP",
+        {
+          method: "POST",
+          headers: { "Content-Type": "aplication/json" },
+          body: JSON.stringify({
+            phone_number: user.mobile_phone,
+          }),
+        }
+      );
 
       if (!response.ok) {
         throw new Error(`HTTP error! Status: ${response.status}`);
@@ -138,19 +145,23 @@ const AcceptStage = ({
       <section className="imm-cs-1 cs-1">
         <h1 className="cs-2-title">Error...</h1>
         <div className="cu-bottom cd-2-title">
-          <button type="button" className="sign-btn reg-btn" onClick={() => setStage(7)}>
+          <button
+            type="button"
+            className="sign-btn reg-btn"
+            onClick={() => setStage(7)}
+          >
             <div>
               <div className="btn-img">
                 <img src={next_reverse} alt="logout" />
               </div>
               <h3>
-                {locale === 'TKM'
-                  ? 'Yza'
-                  : locale === 'РУС'
-                  ? 'Назад'
-                  : locale === 'ENG'
-                  ? 'Back'
-                  : 'Yza'}
+                {locale === "TKM"
+                  ? "Yza"
+                  : locale === "РУС"
+                  ? "Назад"
+                  : locale === "ENG"
+                  ? "Back"
+                  : "Yza"}
               </h3>
             </div>
           </button>
@@ -163,13 +174,13 @@ const AcceptStage = ({
     return (
       <section className="loading">
         <h1 className="cs-2-title">
-          {locale === 'TKM'
-            ? 'Garaşmagyňyzy haýyş edýäris ...'
-            : locale === 'РУС'
-            ? 'Пожалуйста, подождите...'
-            : locale === 'ENG'
-            ? 'Please wait...'
-            : 'Garaşmagyňyzy haýyş edýäris ...'}
+          {locale === "TKM"
+            ? "Garaşmagyňyzy haýyş edýäris ..."
+            : locale === "РУС"
+            ? "Пожалуйста, подождите..."
+            : locale === "ENG"
+            ? "Please wait..."
+            : "Garaşmagyňyzy haýyş edýäris ..."}
         </h1>
       </section>
     );
@@ -179,50 +190,55 @@ const AcceptStage = ({
     <section className="imm-cs-1 cs-1">
       <form onSubmit={handleSubmit(onSubmit)}>
         <h2 className="cs-2-title">
-          {locale === 'TKM'
-            ? 'Karzyň maglumatlaryny tassyklaň'
-            : locale === 'РУС'
-            ? 'Подтвердите данные кредита'
-            : locale === 'ENG'
-            ? 'Confirm the loan details'
-            : 'Karzyň maglumatlaryny tassyklaň'}
+          {locale === "TKM"
+            ? "Karzyň maglumatlaryny tassyklaň"
+            : locale === "РУС"
+            ? "Подтвердите данные кредита"
+            : locale === "ENG"
+            ? "Confirm the loan details"
+            : "Karzyň maglumatlaryny tassyklaň"}
         </h2>
         <div className="imm-credit-form-wrapper">
           <div className="input-block">
             <label htmlFor="amount">
-              {locale === 'TKM'
-                ? 'Karzyň möçberi'
-                : locale === 'РУС'
-                ? 'Сумма кредита'
-                : locale === 'ENG'
-                ? 'Amount of loan'
-                : 'Karzyň möçberi'}
+              {locale === "TKM"
+                ? "Karzyň möçberi"
+                : locale === "РУС"
+                ? "Сумма кредита"
+                : locale === "ENG"
+                ? "Amount of loan"
+                : "Karzyň möçberi"}
             </label>
-            <input {...register('amount')} type="text" id="amount" disabled />
+            <input {...register("amount")} type="text" id="amount" disabled />
             {errors.amount && <span>{errors.amount.message}</span>}
           </div>
           <div className="input-block">
             <label htmlFor="surname">
-              {locale === 'TKM'
-                ? 'Karzyň möhleti'
-                : locale === 'РУС'
-                ? 'Срок кредита'
-                : locale === 'ENG'
-                ? 'Term of loan'
-                : 'Karzyň möhleti'}
+              {locale === "TKM"
+                ? "Karzyň möhleti"
+                : locale === "РУС"
+                ? "Срок кредита"
+                : locale === "ENG"
+                ? "Term of loan"
+                : "Karzyň möhleti"}
             </label>
-            <input {...register('duration')} type="text" id="duration" disabled />
+            <input
+              {...register("duration")}
+              type="text"
+              id="duration"
+              disabled
+            />
             {errors.duration && <span>{errors.duration.message}</span>}
           </div>
           <div className="input-block">
             <label htmlFor="code">
-              {locale === 'TKM'
-                ? 'Karz kartynyň hasabyny dolduryň'
-                : locale === 'РУС'
-                ? 'Заполните счет кредитной карты'
-                : locale === 'ENG'
-                ? 'Fill the credit card account number'
-                : 'Karz kartynyň hasabyny dolduryň'}
+              {locale === "TKM"
+                ? "Karz kartynyň hasabyny dolduryň"
+                : locale === "РУС"
+                ? "Заполните счет кредитной карты"
+                : locale === "ENG"
+                ? "Fill the credit card account number"
+                : "Karz kartynyň hasabyny dolduryň"}
             </label>
             <input
               value={cardDetails}
@@ -232,31 +248,35 @@ const AcceptStage = ({
               placeholder="6435980023168745"
             />
             <span className="another-option" onClick={() => setStage(12)}>
-              {locale === 'TKM'
-                ? 'Kartyňyz ýok bolsa, täze karty üçin ýüz tutuň'
-                : locale === 'РУС'
-                ? 'Оформите новую карту, если она у вас отсувствует'
-                : locale === 'ENG'
-                ? 'Apply for a new card if you do not have one'
-                : 'Kartyňyz ýok bolsa, täze karty üçin ýüz tutuň'}
+              {locale === "TKM"
+                ? "Kartyňyz ýok bolsa, täze karty üçin ýüz tutuň"
+                : locale === "РУС"
+                ? "Оформите новую карту, если она у вас отсувствует"
+                : locale === "ENG"
+                ? "Apply for a new card if you do not have one"
+                : "Kartyňyz ýok bolsa, täze karty üçin ýüz tutuň"}
             </span>
             {/* {errors.code && <span>{errors.code.message}</span>} */}
           </div>
         </div>
         <div className="cu-bottom cd-2-title">
-          <button type="button" className="sign-btn reg-btn" onClick={() => setStage(7)}>
+          <button
+            type="button"
+            className="sign-btn reg-btn"
+            onClick={() => setStage(7)}
+          >
             <div>
               <div className="btn-img">
                 <img src={next_reverse} alt="logout" />
               </div>
               <h3>
-                {locale === 'TKM'
-                  ? 'Yza'
-                  : locale === 'РУС'
-                  ? 'Назад'
-                  : locale === 'ENG'
-                  ? 'Back'
-                  : 'Yza'}
+                {locale === "TKM"
+                  ? "Yza"
+                  : locale === "РУС"
+                  ? "Назад"
+                  : locale === "ENG"
+                  ? "Back"
+                  : "Yza"}
               </h3>
             </div>
           </button>
@@ -266,16 +286,17 @@ const AcceptStage = ({
             disabled={cardDetails.length !== 23 && !isLoading ? true : false}
             onClick={() => {
               onSubmit();
-            }}>
+            }}
+          >
             <div>
               <h3>
-                {locale === 'TKM'
-                  ? 'Dowam et'
-                  : locale === 'РУС'
-                  ? 'Подтвердить  '
-                  : locale === 'ENG'
-                  ? 'Proceed'
-                  : 'Dowam et'}
+                {locale === "TKM"
+                  ? "Dowam et"
+                  : locale === "РУС"
+                  ? "Подтвердить  "
+                  : locale === "ENG"
+                  ? "Proceed"
+                  : "Dowam et"}
               </h3>
               <div className="btn-img">
                 <img src={next} alt="logout" />
diff --git a/src/components/immediateCredits/ImmediateCreditModal.js b/src/components/immediateCredits/ImmediateCreditModal.js
index 29f3d49..7df92aa 100644
--- a/src/components/immediateCredits/ImmediateCreditModal.js
+++ b/src/components/immediateCredits/ImmediateCreditModal.js
@@ -487,9 +487,11 @@ const ImmediateCreditModal = ({
                   borrowerData={borrowerData}
                   guaranterData={guaranterData}
                   isGuranter={isGuranter}
-                  setErrMessage={setErrMessage}
                   setUserDataRes={setUserDataRes}
                   userDataRes={userDataRes}
+                  setErrMessage={setErrMessage}
+                  setErrMessageEn={setErrMessageEn}
+                  setErrMessageTkm={setErrMessageTkm}
                 />
               ) : stage === 9 ? (
                 <PhoneAccept
@@ -508,6 +510,8 @@ const ImmediateCreditModal = ({
                   setStage={setStage}
                   stage={stage}
                   errMessage={errMessage}
+                  errMessageEn={errMessageEn}
+                  errMessageTkm={errMessageTkm}
                 />
               ) : stage === 11 ? (
                 <LoanAccepted