diff --git a/src/components/ImmediateCreditsStages/AcceptStage.js b/src/components/ImmediateCreditsStages/AcceptStage.js
index 5fa364b..f664f50 100644
--- a/src/components/ImmediateCreditsStages/AcceptStage.js
+++ b/src/components/ImmediateCreditsStages/AcceptStage.js
@@ -1,13 +1,13 @@
 // IMPORT MODULES
-import React, { useState, useContext } from "react";
-import { LanguageContext } from "../../backend/LanguageContext";
-import { UserContext } from "../../backend/UserContext";
-import { useForm } from "react-hook-form";
-import { z } from "zod";
-import { zodResolver } from "@hookform/resolvers/zod";
+import React, { useState, useContext } from 'react';
+import { LanguageContext } from '../../backend/LanguageContext';
+import { UserContext } from '../../backend/UserContext';
+import { useForm } from 'react-hook-form';
+import { z } from 'zod';
+import { zodResolver } from '@hookform/resolvers/zod';
 // IMPORT IMAGES
-import next from "../../icons/next.svg";
-import next_reverse from "../../icons/next-reverse.svg";
+import next from '../../icons/next.svg';
+import next_reverse from '../../icons/next-reverse.svg';
 // import arrow from "../../icons/arrow.svg";
 
 const schema = z.object({
@@ -30,7 +30,7 @@ const AcceptStage = ({
   userDataRes,
 }) => {
   const { locale } = useContext(LanguageContext);
-  const userToken = localStorage.getItem("userToken");
+  const userToken = localStorage.getItem('userToken');
   const { user } = useContext(UserContext);
 
   const handleCardDetails = (e) => {
@@ -47,23 +47,20 @@ const AcceptStage = ({
   } = useForm({
     resolver: zodResolver(schema),
     defaultValues: {
-      amount: recepientAmount ? recepientAmount : "Loading",
-      duration: creditDuration ? creditDuration : "loading",
+      amount: recepientAmount ? recepientAmount : 'Loading',
+      duration: creditDuration ? creditDuration : 'loading',
     },
   });
 
   const sendCode = async () => {
     try {
-      const response = await fetch(
-        "https://shahsyotag.halkbank.gov.tm/sendOTP",
-        {
-          method: "POST",
-          headers: { "Content-Type": "aplication/json" },
-          body: JSON.stringify({
-            phone_number: user.mobile_phone,
-          }),
-        }
-      );
+      const response = await fetch('https://shahsyotag.halkbank.gov.tm/sendOTP', {
+        method: 'POST',
+        headers: { 'Content-Type': 'aplication/json' },
+        body: JSON.stringify({
+          phone_number: user.mobile_phone,
+        }),
+      });
 
       if (!response.ok) {
         throw new Error(`HTTP error! Status: ${response.status}`);
@@ -85,23 +82,19 @@ const AcceptStage = ({
       <section className="imm-cs-1">
         <h1 className="cs-2-title">Error...</h1>
         <div className="cu-bottom cd-2-title">
-          <button
-            type="button"
-            className="sign-btn reg-btn"
-            onClick={() => setStage(7)}
-          >
+          <button type="button" className="sign-btn reg-btn" onClick={() => setStage(7)}>
             <div>
               <div className="btn-img">
                 <img src={next_reverse} alt="logout" />
               </div>
               <h3>
-                {locale === "TKM"
-                  ? "Yza"
-                  : locale === "РУС"
-                  ? "Назад"
-                  : locale === "ENG"
-                  ? "Back"
-                  : "Yza"}
+                {locale === 'TKM'
+                  ? 'Yza'
+                  : locale === 'РУС'
+                  ? 'Назад'
+                  : locale === 'ENG'
+                  ? 'Back'
+                  : 'Yza'}
               </h3>
             </div>
           </button>
@@ -112,7 +105,7 @@ const AcceptStage = ({
 
   if (isLoading) {
     return (
-      <section className="imm-cs-1">
+      <section className="loading">
         <h1 className="cs-2-title">Loading...</h1>
       </section>
     );
@@ -122,55 +115,50 @@ const AcceptStage = ({
     <section className="imm-cs-1">
       <form onSubmit={handleSubmit(onSubmit)}>
         <h2 className="cs-2-title">
-          {locale === "TKM"
-            ? "Karzyň kalkulýatory"
-            : locale === "РУС"
-            ? "Подтвердите данные"
-            : locale === "ENG"
-            ? "Loan calculator"
-            : "Karzyň kalkulýatory"}
+          {locale === 'TKM'
+            ? 'Maglumatlary tassyklaň'
+            : locale === 'РУС'
+            ? 'Подтвердите данные'
+            : locale === 'ENG'
+            ? 'Confirm your details'
+            : 'Maglumatlary tassyklaň'}
         </h2>
         <div className="imm-credit-form-wrapper">
           <div className="input-block">
             <label htmlFor="amount">
-              {locale === "TKM"
-                ? "At"
-                : locale === "РУС"
-                ? "Сумма"
-                : locale === "ENG"
-                ? "amount"
-                : "At"}
+              {locale === 'TKM'
+                ? 'Jemi'
+                : locale === 'РУС'
+                ? 'Сумма'
+                : locale === 'ENG'
+                ? 'Amount'
+                : 'Jemi'}
             </label>
-            <input {...register("amount")} type="text" id="amount" disabled />
+            <input {...register('amount')} type="text" id="amount" disabled />
             {errors.amount && <span>{errors.amount.message}</span>}
           </div>
           <div className="input-block">
             <label htmlFor="surname">
-              {locale === "TKM"
-                ? "At"
-                : locale === "РУС"
-                ? "Срок"
-                : locale === "ENG"
-                ? "duration"
-                : "At"}
+              {locale === 'TKM'
+                ? 'Möhleti'
+                : locale === 'РУС'
+                ? 'Срок'
+                : locale === 'ENG'
+                ? 'Term'
+                : 'Möhleti'}
             </label>
-            <input
-              {...register("duration")}
-              type="text"
-              id="duration"
-              disabled
-            />
+            <input {...register('duration')} type="text" id="duration" disabled />
             {errors.duration && <span>{errors.duration.message}</span>}
           </div>
           <div className="input-block">
             <label htmlFor="code">
-              {locale === "TKM"
-                ? "At"
-                : locale === "РУС"
-                ? "Номер карты"
-                : locale === "ENG"
-                ? "amount"
-                : "At"}
+              {locale === 'TKM'
+                ? 'Kart nomeri'
+                : locale === 'РУС'
+                ? 'Номер карты'
+                : locale === 'ENG'
+                ? 'Card number'
+                : 'Kart nomeri'}
             </label>
             <input
               value={cardDetails}
@@ -180,29 +168,31 @@ const AcceptStage = ({
               placeholder="6435980023168745"
             />
             <span className="another-option" onClick={() => setStage(12)}>
-              Оформить карту
+              {locale === 'TKM'
+                ? 'Kartyňyz ýok bolsa, täze karty üçin ýüz tutuň'
+                : locale === 'РУС'
+                ? 'Оформите новую карту, если она у вас отсувствует'
+                : locale === 'ENG'
+                ? 'Apply for a new card if you do not have one'
+                : 'Kartyňyz ýok bolsa, täze karty üçin ýüz tutuň'}
             </span>
             {/* {errors.code && <span>{errors.code.message}</span>} */}
           </div>
         </div>
         <div className="cu-bottom cd-2-title">
-          <button
-            type="button"
-            className="sign-btn reg-btn"
-            onClick={() => setStage(7)}
-          >
+          <button type="button" className="sign-btn reg-btn" onClick={() => setStage(7)}>
             <div>
               <div className="btn-img">
                 <img src={next_reverse} alt="logout" />
               </div>
               <h3>
-                {locale === "TKM"
-                  ? "Yza"
-                  : locale === "РУС"
-                  ? "Назад"
-                  : locale === "ENG"
-                  ? "Back"
-                  : "Yza"}
+                {locale === 'TKM'
+                  ? 'Yza'
+                  : locale === 'РУС'
+                  ? 'Назад'
+                  : locale === 'ENG'
+                  ? 'Back'
+                  : 'Yza'}
               </h3>
             </div>
           </button>
@@ -213,17 +203,16 @@ const AcceptStage = ({
             onClick={() => {
               onSubmit();
               setStage(9);
-            }}
-          >
+            }}>
             <div>
               <h3>
-                {locale === "TKM"
-                  ? "Dowam et"
-                  : locale === "РУС"
-                  ? "Подтвердить  "
-                  : locale === "ENG"
-                  ? "Proceed"
-                  : "Dowam et"}
+                {locale === 'TKM'
+                  ? 'Dowam et'
+                  : locale === 'РУС'
+                  ? 'Подтвердить  '
+                  : locale === 'ENG'
+                  ? 'Proceed'
+                  : 'Dowam et'}
               </h3>
               <div className="btn-img">
                 <img src={next} alt="logout" />
diff --git a/src/components/ImmediateCreditsStages/BorrowerInfo.js b/src/components/ImmediateCreditsStages/BorrowerInfo.js
index d76c42e..4134c5d 100644
--- a/src/components/ImmediateCreditsStages/BorrowerInfo.js
+++ b/src/components/ImmediateCreditsStages/BorrowerInfo.js
@@ -74,12 +74,12 @@ const BorrowerInfo = ({
       <form onSubmit={handleSubmit(onSubmit)}>
         <h2 className="cs-2-title">
           {locale === 'TKM'
-            ? 'Karzyň kalkulýatory'
+            ? 'Görkezilen maglumatlary tassyklaň, eger-de görkezilen maglumatlar nädogry bolsa ýa-da doldurylmadyk meýdançalar bar bolsa, bank bilen habarlaşyň!'
             : locale === 'РУС'
-            ? 'Подтвердите данные'
+            ? 'Подтвердите указанные данные, если указанные данные неверны или есть пустые поля, обратитесь в банк!'
             : locale === 'ENG'
-            ? 'Loan calculator'
-            : 'Karzyň kalkulýatory'}
+            ? 'Confirm the specified data, if the specified data is incorrect or there are blank fields, contact the bank!'
+            : 'Görkezilen maglumatlary tassyklaň, eger-de görkezilen maglumatlar nädogry bolsa ýa-da doldurylmadyk meýdançalar bar bolsa, bank bilen habarlaşyň!'}
         </h2>
         <div className="imm-credit-form-wrapper">
           <div className="input-block">
@@ -113,12 +113,12 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="surname">
               {locale === 'TKM'
-                ? 'At'
+                ? 'Familiýasy'
                 : locale === 'РУС'
                 ? 'Отчество'
                 : locale === 'ENG'
-                ? 'Surname'
-                : 'At'}
+                ? 'Middle name'
+                : 'Familiýasy'}
             </label>
             <input {...register('surname')} type="text" id="surname" disabled />
             {/* {errors.surname && <span>{errors.surname.message}</span>} */}
@@ -126,25 +126,26 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="birthDate">
               {locale === 'TKM'
-                ? 'At'
+                ? 'Doglan ýyly'
                 : locale === 'РУС'
                 ? 'Год рождения'
                 : locale === 'ENG'
-                ? 'Surname'
-                : 'At'}
+                ? 'Year of birth'
+                : 'Doglan ýyly'}
             </label>
             <input {...register('birthDate')} type="text" id="birthDate" disabled />
             {/* {errors.surname && <span>{errors.surname.message}</span>} */}
           </div>
+
           <div className="input-block">
             <label htmlFor="passport-serial">
               {locale === 'TKM'
-                ? 'Hasaba almak'
+                ? 'Pasport seriýasy'
                 : locale === 'РУС'
                 ? 'Серия паспорта'
                 : locale === 'ENG'
-                ? 'Sign up'
-                : 'Hasaba almak'}
+                ? 'Passport Series'
+                : 'Pasport seriýasy'}
             </label>
             <input {...register('passportSerial')} type="text" id="passport-serial" disabled />
             {errors.passportSerial && <span>{errors.passportSerial.message}</span>}
@@ -152,12 +153,12 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="passport-number">
               {locale === 'TKM'
-                ? 'Hasaba almak'
+                ? 'Pasport şahsyýetnamasy'
                 : locale === 'РУС'
                 ? 'Номер паспорта'
                 : locale === 'ENG'
-                ? 'Sign up'
-                : 'Hasaba almak'}
+                ? 'Passport ID'
+                : 'Pasport şahsyýetnamasy'}
             </label>
             <input
               {...register('passportNumber', { valueAsNumber: true })}
@@ -171,12 +172,12 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="address">
               {locale === 'TKM'
-                ? 'Hasaba almak'
+                ? 'Resaşaýyş ýeri'
                 : locale === 'РУС'
                 ? 'Адресс прописки'
                 : locale === 'ENG'
-                ? 'Sign up'
-                : 'Hasaba almak'}
+                ? 'Place of residence'
+                : 'Resaşaýyş ýeri'}
             </label>
             <input {...register('address')} type="text" id="address" disabled />
           </div>
@@ -184,12 +185,12 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="bank-acc">
               {locale === 'TKM'
-                ? 'Hasaba almak'
+                ? 'Bank hasaby belgisi'
                 : locale === 'РУС'
                 ? 'Номер банковского аккаунта'
                 : locale === 'ENG'
-                ? 'Sign up'
-                : 'Hasaba almak'}
+                ? 'Bank account number'
+                : 'Bank hasaby belgisi'}
             </label>
             <input
               {...register('bankAccount', { valueAsNumber: true })}
@@ -202,12 +203,12 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="phone-number">
               {locale === 'TKM'
-                ? 'Hasaba almak'
+                ? 'Telefon belgisi'
                 : locale === 'РУС'
                 ? 'Номер телефона'
                 : locale === 'ENG'
-                ? 'Sign up'
-                : 'Hasaba almak'}
+                ? 'Phone number'
+                : 'Telefon belgisi'}
             </label>
             <input disabled type="text" id="phone-number" {...register('phoneNumber')} />
 
@@ -217,16 +218,18 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="workPlace">
               {locale === 'TKM'
-                ? 'Hasaba almak'
+                ? 'Iş ýeri'
                 : locale === 'РУС'
                 ? 'Место работы'
                 : locale === 'ENG'
-                ? 'Sign up'
-                : 'Hasaba almak'}
+                ? 'Place of work'
+                : 'Iş ýeri'}
+              <span> *</span>
             </label>
             <input
               type="text"
               id="workPlace"
+              required={true}
               onChange={handleWorkPlace}
               value={recipientWorkPlace}
             />
@@ -234,16 +237,18 @@ const BorrowerInfo = ({
           <div className="input-block">
             <label htmlFor="workPosition">
               {locale === 'TKM'
-                ? 'Hasaba almak'
+                ? 'Iş ady'
                 : locale === 'РУС'
                 ? 'Должность'
                 : locale === 'ENG'
-                ? 'Sign up'
-                : 'Hasaba almak'}
+                ? 'Job title'
+                : 'Iş ady'}
+              <span> *</span>
             </label>
             <input
               type="text"
               id="workPosition"
+              required={true}
               onChange={handleWorkPosition}
               value={recipientWorkPosition}
             />
@@ -269,6 +274,9 @@ const BorrowerInfo = ({
           </button>
           <button
             type="button"
+            disabled={
+              recipientWorkPosition.length < 3 || recipientWorkPlace.length < 3 ? true : false
+            }
             className="sign-btn cu-btn"
             onClick={() => (isGuranter ? setStage(4) : setStage(7))}>
             <div>
diff --git a/src/components/ImmediateCreditsStages/BorrowerStage.js b/src/components/ImmediateCreditsStages/BorrowerStage.js
index 3203694..fd40965 100644
--- a/src/components/ImmediateCreditsStages/BorrowerStage.js
+++ b/src/components/ImmediateCreditsStages/BorrowerStage.js
@@ -142,7 +142,7 @@ const BorrowerStage = ({
 
   if (isLoading) {
     return (
-      <section className="imm-cs-1">
+      <section className="loading">
         <h1 className="cs-2-title">Loading...</h1>
       </section>
     );
@@ -251,7 +251,7 @@ const BorrowerStage = ({
           </div>
         </div>
 
-        <div className="imm-credit-checkbox-block">
+        <div className="imm-credit-checkbox-wrapper">
           <h3>
             {locale === 'TKM'
               ? 'Zamunçylygyň görnüşini saýlan'
@@ -310,7 +310,11 @@ const BorrowerStage = ({
 
         <div className="card-button cs-1-bottom">
           <button
-            disabled={passportNumber.length === 6 && accNumber.length === 23 ? false : true}
+            disabled={
+              passportNumber.length === 6 && accNumber.length === 23 && isGuranterSelected
+                ? false
+                : true
+            }
             type="submit"
             className="sign-btn cd-btn"
             onClick={() => {
diff --git a/src/components/ImmediateCreditsStages/CalculateStage.js b/src/components/ImmediateCreditsStages/CalculateStage.js
index bbf8718..c47b1f3 100644
--- a/src/components/ImmediateCreditsStages/CalculateStage.js
+++ b/src/components/ImmediateCreditsStages/CalculateStage.js
@@ -19,6 +19,7 @@ const CalculateStage = ({
   setCreditDuration,
   maxAmount,
   creditDuration,
+  modalOpen,
 }) => {
   const { locale } = useContext(LanguageContext);
   const [max, setMax] = useState(maxAmount);
@@ -46,6 +47,11 @@ const CalculateStage = ({
     input.current.value = inputValue;
   }, [inputValue]);
 
+  useEffect(() => {
+    setCreditDuration(0);
+    setRadio(0);
+  }, [modalOpen]);
+
   // useEffect(() => {
   //   if (creditData) {
   //     creditData.data.map((el) => {
@@ -65,6 +71,15 @@ const CalculateStage = ({
         <div className="cs-2-left">
           <div className="calculate-header">
             <h2 className="cs-2-title">
+              {locale === 'TKM'
+                ? 'Karzyň gerekli möçberini saýlaň'
+                : locale === 'РУС'
+                ? 'Выберите необходимую сумму кредита'
+                : locale === 'ENG'
+                ? 'Select the required loan amount'
+                : 'Karzyň gerekli möçberini saýlaň'}
+            </h2>
+            <p className="">
               {locale === 'TKM'
                 ? 'Karzyň kalkulýatory'
                 : locale === 'РУС'
@@ -72,8 +87,8 @@ const CalculateStage = ({
                 : locale === 'ENG'
                 ? 'Loan calculator'
                 : 'Karzyň kalkulýatory'}
-            </h2>
-            <p>Максимальная сумма онлайн потребительского кредита составляет 60000 манат</p>
+            </p>
+            {/* <p>Максимальная сумма онлайн потребительского кредита составляет 60000 манат</p> */}
           </div>
           <div className="input-block">
             <label htmlFor="sum">
@@ -215,6 +230,7 @@ const CalculateStage = ({
             </button>
             <button
               type="button"
+              disabled={creditDuration === 0 ? true : false}
               className="sign-btn cd-btn"
               onClick={() => {
                 setStage(8);
@@ -253,61 +269,7 @@ const CalculateStage = ({
                 :
               </h6>
               <div className="payment">
-                {/* <div
-                  className="data-img"
-                  onClick={() => {
-                    if (
-                      (parseInt(monthlyPayment) -
-                        (
-                          ((inputValue * bet) / 100 / (radio * 365)) *
-                          (radio * 30)
-                        ).toFixed(2)) *
-                        12 -
-                        1 >
-                      100
-                    ) {
-                      setInputValue(
-                        (parseInt(monthlyPayment) -
-                          (
-                            ((inputValue * bet) / 100 / (radio * 365)) *
-                            (radio * 30)
-                          ).toFixed(2)) *
-                          12 -
-                          1
-                      );
-                    }
-                  }}
-                >
-                  <img src={minus2} alt="minus" />
-                </div> */}
-                <h5>{monthlyPayment} TMT</h5>
-                {/* <div
-                  className="data-img"
-                  onClick={() => {
-                    if (
-                      (parseInt(monthlyPayment) +
-                        1 -
-                        (
-                          ((inputValue * bet) / 100 / (radio * 365)) *
-                          (radio * 30)
-                        ).toFixed(2)) *
-                        12 <
-                      max
-                    ) {
-                      setInputValue(
-                        (parseInt(monthlyPayment) +
-                          1 -
-                          (
-                            ((inputValue * bet) / 100 / (radio * 365)) *
-                            (radio * 30)
-                          ).toFixed(2)) *
-                          12
-                      );
-                    }
-                  }}
-                >
-                  <img src={plus2} alt="plus" />
-                </div> */}
+                <h5>{creditDuration === 0 ? 0 : monthlyPayment} TMT</h5>
               </div>
               <div className="percent">
                 <h6>
@@ -320,7 +282,7 @@ const CalculateStage = ({
                     : 'Göterim töleg'}
                   :
                 </h6>
-                <h5>{bet} %</h5>
+                <h5>{creditDuration === 0 ? 0 : bet} %</h5>
               </div>
             </div>
             <div className="cs-2-right-middle">
@@ -335,7 +297,10 @@ const CalculateStage = ({
                     : 'UgrPul ýygymyatmak'}
                   :
                 </h6>
-                <h5>{(((inputValue * (bet / 100)) / 365) * 30).toFixed(2)} TMT</h5>
+                <h5>
+                  {creditDuration === 0 ? 0 : (((inputValue * (bet / 100)) / 365) * 30).toFixed(2)}
+                  TMT
+                </h5>
               </div>
               <div className="cs-2-right-middle-content">
                 <h6>
@@ -348,7 +313,7 @@ const CalculateStage = ({
                     : 'Karzyň esasy bergisiniň töleg möçberi'}
                   :
                 </h6>
-                <h5>{(inputValue / (radio * 12)).toFixed(2)} TMT</h5>
+                <h5>{creditDuration === 0 ? 0 : (inputValue / (radio * 12)).toFixed(2)} TMT</h5>
               </div>
             </div>
             <div className="cs-2-right-bottom">
@@ -362,7 +327,7 @@ const CalculateStage = ({
                   : 'Karz almak üçin bolmaly aýlyk zähmet haky'}
                 :
               </h6>
-              <h5>{monthlyPayment * 2} TMT</h5>
+              <h5>{creditDuration === 0 ? 0 : monthlyPayment * 2} TMT</h5>
             </div>
           </div>
         </div>
diff --git a/src/components/ImmediateCreditsStages/CardRegistration.js b/src/components/ImmediateCreditsStages/CardRegistration.js
index bbbf6b0..d767f7f 100644
--- a/src/components/ImmediateCreditsStages/CardRegistration.js
+++ b/src/components/ImmediateCreditsStages/CardRegistration.js
@@ -158,7 +158,7 @@ const CardRegistration = ({ borrowerData, setStage, setPaymentLink, setPaymentDe
 
   if (isLoading) {
     return (
-      <section className="imm-cs-1">
+      <section className="loading">
         <h1 className="cs-2-title">Loading...</h1>
       </section>
     );
diff --git a/src/components/ImmediateCreditsStages/GuaranterStage.js b/src/components/ImmediateCreditsStages/GuaranterStage.js
index a81c9af..5447d3a 100644
--- a/src/components/ImmediateCreditsStages/GuaranterStage.js
+++ b/src/components/ImmediateCreditsStages/GuaranterStage.js
@@ -126,7 +126,7 @@ const GuaranterStage = ({
 
   if (isLoading) {
     return (
-      <section className="imm-cs-1">
+      <section className="loading">
         <h1 className="cs-2-title">Loading...</h1>
       </section>
     );
diff --git a/src/components/ImmediateCreditsStages/LoanAccepted.js b/src/components/ImmediateCreditsStages/LoanAccepted.js
index e5d719f..e6c7ae9 100644
--- a/src/components/ImmediateCreditsStages/LoanAccepted.js
+++ b/src/components/ImmediateCreditsStages/LoanAccepted.js
@@ -11,12 +11,12 @@ const LoanAccepted = ({ setStage, setModalOpen, acceptedMessage }) => {
       <form>
         <h2 className="loan-accepted-title">
           {locale === 'TKM'
-            ? 'Karzyň kalkulýatory'
+            ? 'Arzaňyz kabul edildi'
             : locale === 'РУС'
-            ? acceptedMessage
+            ? 'Ваша заявка принята'
             : locale === 'ENG'
-            ? 'Loan calculator'
-            : 'Karzyň kalkulýatory'}
+            ? 'Your application is accepted'
+            : 'Arzaňyz kabul edildi'}
         </h2>
         <div className="cu-bottom cd-2-title">
           <button type="button" className="sign-btn reg-btn" onClick={() => setModalOpen(false)}>
diff --git a/src/components/ImmediateCreditsStages/PaymentSuccess.js b/src/components/ImmediateCreditsStages/PaymentSuccess.js
index 7f123f1..d3d6140 100644
--- a/src/components/ImmediateCreditsStages/PaymentSuccess.js
+++ b/src/components/ImmediateCreditsStages/PaymentSuccess.js
@@ -118,7 +118,7 @@ const PaymentSuccess = ({
 
   if (isLoading) {
     return (
-      <section className="imm-cs-1">
+      <section className="loading">
         <h1 className="cs-2-title">Loading...</h1>
       </section>
     );
diff --git a/src/components/ImmediateCreditsStages/PhoneAccept.js b/src/components/ImmediateCreditsStages/PhoneAccept.js
index 7936eb0..e218d89 100644
--- a/src/components/ImmediateCreditsStages/PhoneAccept.js
+++ b/src/components/ImmediateCreditsStages/PhoneAccept.js
@@ -268,7 +268,7 @@ const PhoneAccept = ({
 
   if (isLoading) {
     return (
-      <section className="imm-cs-1">
+      <section className="loading">
         <h1 className="cs-2-title">Loading...</h1>
       </section>
     );
@@ -303,24 +303,24 @@ const PhoneAccept = ({
       <form onSubmit={handleSubmit(onSubmit)}>
         <h2 className="cs-2-title">
           {locale === 'TKM'
-            ? 'Karzyň kalkulýatory'
+            ? 'Belgä iberilen SMS duýduryş koduny giriziň'
             : locale === 'РУС'
             ? 'Введите код с СМС оповещения, отправленный на номер '
             : locale === 'ENG'
-            ? 'Loan calculator'
-            : 'Karzyň kalkulýatory'}
+            ? 'Enter the SMS alert code sent to the number'
+            : 'Belgä iberilen SMS duýduryş koduny giriziň'}
           {cardDetails ? user.mobile_phone : submitCardDetails['three-d-secure-number']}
         </h2>
         <div className="imm-credit-form-wrapper">
           <div className="input-block">
             <label htmlFor="code">
               {locale === 'TKM'
-                ? 'At'
+                ? 'Kod'
                 : locale === 'РУС'
                 ? 'Код'
                 : locale === 'ENG'
-                ? 'amount'
-                : 'At'}
+                ? 'Code'
+                : 'Kod'}
             </label>
             <input value={codeValue} onChange={handleCodeChange} type="text" id="code" />
             {/* <span className="another-option" onClick={codeResend}>
@@ -331,12 +331,29 @@ const PhoneAccept = ({
         </div>
         {invalidData && (
           <section className="imm-cs-1">
-            <h1 className="cs-2-title">Ошибкаб проверьте данные</h1>
+            <h1 className="cs-2-title">
+              {locale === 'TKM'
+                ? 'Roralňyşlyk, maglumatlary barlaň'
+                : locale === 'РУС'
+                ? 'Ошибка, проверьте данные'
+                : locale === 'ENG'
+                ? 'Error, check data'
+                : 'Roralňyşlyk, maglumatlary barlaň'}
+            </h1>
           </section>
         )}
         {tryAgain && (
           <section className="imm-cs-1">
-            <h1 className="cs-2-title">Попробуйте отправить снова</h1>
+            <h1 className="cs-2-title">
+              {' '}
+              {locale === 'TKM'
+                ? 'Gaýtadan iberip görüň'
+                : locale === 'РУС'
+                ? 'Попробуйте отправить снова'
+                : locale === 'ENG'
+                ? 'Try sending again'
+                : 'Gaýtadan iberip görüň'}
+            </h1>
           </section>
         )}
         <div className="cu-bottom cd-2-title">
diff --git a/src/components/immediateCredits/ImmediateCreditModal.js b/src/components/immediateCredits/ImmediateCreditModal.js
index 8ababe0..642da84 100644
--- a/src/components/immediateCredits/ImmediateCreditModal.js
+++ b/src/components/immediateCredits/ImmediateCreditModal.js
@@ -60,7 +60,7 @@ const ImmediateCreditModal = ({
   const [sighGuaranter, setSignGuaranter] = useState();
   const [maxAmount, setMaxAmount] = useState();
   const [recepientAmount, setRecepientAmount] = useState(0);
-  const [creditDuration, setCreditDuration] = useState(1);
+  const [creditDuration, setCreditDuration] = useState(0);
   const [phoneNumber, setPhoneNumber] = useState('');
   const [cardDetails, setCardDetails] = useState('');
 
@@ -77,7 +77,7 @@ const ImmediateCreditModal = ({
   console.log('WorkPosition', recipientWorkPosition);
 
   return (
-    <section className={modalOpen ? 'modal imm-credit-modal active' : 'modal imm-credit-modal'}>
+    <section className={modalOpen ? 'modal credit-modal active' : 'modal credit-modal'}>
       <div className="modal-container">
         <div className="modal-inner" ref={window}>
           <div className="modal-window">
@@ -339,6 +339,7 @@ const ImmediateCreditModal = ({
                   creditDuration={creditDuration}
                   setCreditDuration={setCreditDuration}
                   maxAmount={maxAmount}
+                  modalOpen={modalOpen}
                 />
               ) : stage === 8 ? (
                 <AcceptStage
diff --git a/src/pages/ImmediateCredit.js b/src/pages/ImmediateCredit.js
index f8e5dc3..d4a6e1a 100644
--- a/src/pages/ImmediateCredit.js
+++ b/src/pages/ImmediateCredit.js
@@ -269,7 +269,15 @@ const ImmediateCredit = () => {
 
           {paymentCardData ? (
             <div className="home-table-wrapper">
-              <h3 className="loan-card-table-title">Зааявка для получения кредитной карты</h3>
+              <h3 className="loan-card-table-title">
+                {locale === 'TKM'
+                  ? 'Kredit kart üçin ýüztutma'
+                  : locale === 'РУС'
+                  ? 'Зааявка для получения кредитной карты'
+                  : locale === 'ENG'
+                  ? 'Application for a credit card'
+                  : 'Kredit kart üçin ýüztutma'}
+              </h3>
               <table className="home-table">
                 <tbody>
                   <tr className="table-head">
diff --git a/src/scss/_immediate-credits.scss b/src/scss/_immediate-credits.scss
index e88e90d..72c9f32 100644
--- a/src/scss/_immediate-credits.scss
+++ b/src/scss/_immediate-credits.scss
@@ -21,6 +21,16 @@
   gap: 4rem;
 }
 
+.imm-credit-checkbox-wrapper {
+  display: flex;
+  flex-direction: column;
+  gap: 1.6rem;
+
+  h3 {
+    font-size: 1.6rem;
+  }
+}
+
 .imm-credit-checkbox-block {
   display: flex;
   align-items: center;
@@ -44,9 +54,23 @@
     // font-weight: 600;
   }
 
+  label {
+    span {
+      color: red;
+    }
+  }
+
   .another-option {
-    color: $base-green;
+    color: $dark-green;
     cursor: pointer;
+    width: 100%;
+    padding: 1.6rem;
+    display: flex;
+    justify-content: center;
+    align-items: center;
+    border-radius: 0.8rem;
+    // font-weight: 600;
+    background: rgba(1, 129, 95, 0.151);
   }
 }
 
@@ -92,6 +116,10 @@
   flex-direction: column;
   gap: 1.6rem;
 
+  h3 {
+    font-size: 1.8rem;
+  }
+
   p {
     font-size: 1.6rem;
   }
@@ -136,3 +164,11 @@
   font-size: 2.4rem;
   margin-bottom: 1.6rem;
 }
+
+.loading {
+  display: flex;
+  justify-content: center;
+  align-items: center;
+  width: 100%;
+  height: 100%;
+}